Group Critical Illness helps pay the expected and unexpected expenses that arise from diagnosis of a covered critical illness.

• Pays a lump sum benefit for a covered critical illness: cancer, heart attack, stroke, major organ transplant, and end-stage renal failure
• Pays a benefit for a recurrence of the same critical illness if separated by at least 12 months or an additional occurrence of a different critical illness if separated by at least 6 months, with no lifetime maximum

Group Term Life Insurance provides additional financial protection for you and your family to help cover the costs associated with an unexpected loss.

• A Basic Accidental Death, Loss of Sight and Dismemberment Benefit is built into the plan. An additional 10% of the Death Benefit is payable for covered losses.
• An Accelerated Benefit for Terminal Illness is built into the plan and will pay 50% of the Death Benefit if an insured is diagnosed with a terminal illness.

Group Disability Insurance helps protect your income in the event that you are unable to work..

• Benefits are paid when you are sick or hurt and unable to work, up to 60 percent of your salary (up to 40% in states with state disability).
• Minimum and Maximum Total Monthly Benefit — $300 to $6,000.