2021 CompanyABC

Hooray Health Plan Options - NGL

Carrier: National Guardian Life  |  Last update: 04/23/21  |  Approved Date: 09/17/21 Approved

HOORAY HEALTH

SELECT BASIC

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine Consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Annual Wellness Visit
  • Physician Office Visit at First Health or Out of Network Provider
  • Diagnostic X-ray and Lab Coverage
  • Accident Benefit (up to $5,000 in coverage)
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Select Basic Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • Benefit pays $125; 1 per year
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays up to $175
    • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $75 per day; 1 per year
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 2 days
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

SELECT PLUS

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • Additional Physician Office Visits
  • Additional Coverage Diagnostic X-ray and Lab
  • Specialty Radiology-MRI, CT and PET
  • Other Specialty Radiology
Modal Title

Hooray Health Select Plus Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • Benefit pays $150; 1 per year
  • 4 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays up to $175
    • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $75 per day; 2 per year
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 3 days
    • Specialty Radiology – MRI, CT & PET; $350 per day x 1 day
    • Other Specialty Radiology; $150 per day x 1 day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

SELECT PREMIUM

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • Additional Physician Office Visits
  • Inpatient Benefits
    • Hospital Admission
    • In-Hospital Confinement
    • Hospital Benefits
    • Surgery Benefit
    • Intensive Care Unit (ICU) Indemnity
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)
Modal Title

Hooray Health Select Premium Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • Benefit pays $150; 1 per year
  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays up to $175
    • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $75 per day; 3 per year
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 3 days
    • Specialty Radiology – MRI, CT & PET; $350 per day x 1 day
    • Other Specialty Radiology; $150 per day x 1 day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Supplemental Inpatient Hospital
    • Hospital Admission Benefit; $2,000 per day x 1 day
    • Hospital Confinement Benefit; $1,000 per day x 5 days
    • Surgery Benefit; $1,500 per day x 1 day
    • ICU Benefit; $1,000 per day x 5 days
    • Anesthesia Benefit; $375 per day x 1 day

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

SELECT ULTRA

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic, Plus and Premium Plans, in addition to:
  • Additional Physician Office Visits
  • Additional Inpatient Hospital Coverage
    • Hospital Admission
    • In-Hospital Confinement
    • Surgery Benefit
    • Anesthesia Benefit
Modal Title

Hooray Health Select Ultra Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $150; 1 per year
  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays up to $175
    • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $75 per day; 5 per year
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 3 days
    • Specialty Radiology – MRI, CT & PET; $350 per day x 1 day
    • Other Specialty Radiology; $150 per day x 1 day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Supplemental Inpatient Hospital
    • Hospital Admission Benefit; $2,500 per day x 1 day
    • Hospital Confinement Benefit; $1,500 per day x 5 days
    • Surgery Benefit; $2,000 per day x 1 day
    • ICU Benefit; $1,000 per day x 5 days
    • Anesthesia Benefit; $500 per day x 1 day

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

Hooray Health Plan Options - CHUBB

Carrier: CHUBB  |  Last update: 04/23/21  |  Approved Date: Not Approved

HOORAY HEALTH

CHOICE BASIC

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine Consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit
    • Accident Medical Expense (up to $5,000 in coverage)
    • Accidental Death and Dismemberment
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Choice Basic Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • Benefit pays $150; 1 per year
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 2 days
  • In Hospital Benefit
    • $100 per day x 1 day
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription Program | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

HOORAY HEALTH

CHOICE PLUS

$1.00 / month

That’s about $0.00 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinics and Urgent Care Centers with No Balance Billing*
  • Additional Visits at First Health or Out-of-Network Providers
  • Advanced Diagnostic Benefit
Modal Title

Hooray Health Choice Plus Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $150; 1 per year
  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • In Hospital Benefit
    • $100 per day x 1 day
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $50 per day x 2 days
    • Advanced Diagnostic; $350 x 1 per year
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$1.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

HOORAY HEALTH

CHOICE PREMIUM

$2.00 / month

That’s about $0.00 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Inpatient Hospital Benefits
    • Hospital Admission
    • In-Hospital Confinement
    • Surgery Benefit
    • Intensive Care Unit (ICU) Indemnity
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)
Modal Title

Hooray Health Choice Premium Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $150; 1 per year
  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $50 per day x 2 days
  • Advanced Diagnostic
    • $350 x 1 per year
  • Accident Benefit
    • Accident Medical Expense: Up to $10,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000
  • Supplemental Inpatient Hospital
    • Hospital Admission Benefit; $1,000 per day x 1 day
    • In-Hospital Benefit; $1,000 per day x 5 days
    • Surgery Benefit; $1,500 per day x 1 day
    • ICU Benefit; $1,000 per day x 5 days
    • Anesthesia Benefit; $375 per day x 1 day

NON-INSURANCE BENEFIT(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$2.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

Hooray Health Plan Options - CHUBB CA/OH

Carrier: CHUBB  |  Last update: 04/23/21  |  Approved Date: Not Approved

HOORAY HEALTH

CHOICE BASIC

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinics and Urgent Care Centers with No Balance Billing*
  • $0  Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge access
  • Physician Office Visit at First Health or Out of Network Provider
  • Diagnostic X-ray and Lab coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accidental Death and Dismemberment
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Choice Basic Plan Details - OH/CA

INSURANCE BENEFITS

  • 3 Retail Clinic & Urgent Care Center Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $25 per day x 2 days
  • In Hospital Benefit
    • $100 per day x 1 day
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription Program | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member  Only

$0.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

HOORAY HEALTH

CHOICE PLUS

$1.00 / month

That’s about $0.00 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • Additional Visits at First Health Network or Out-of-Network Providers
  • Additional Coverage Diagnostic X-ray and Lab
  • Advanced Diagnostic Benefit
Modal Title

Hooray Health Choice Plus Plan Details - OH/CA

INSURANCE BENEFITS

  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • In Hospital Benefit
    • $100 per day x 1 day
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $50 per day x 2 days
    • Advanced Diagnostic; $350 x 1 per year
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$1.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

HOORAY HEALTH

CHOICE PREMIUM

$2.00 / month

That’s about $0.00 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Inpatient Hospital Benefits
    • Hospital Admission
    • In-Hospital Confinement
    • Surgery Benefit
    • Intensive Care Unit (ICU) Indemnity
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)
Modal Title

Hooray Health Choice Premium Plan Details - OH/CA

INSURANCE BENEFITS

  • 5 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Imaging & Laboratory Test
    • Diagnostic X-Ray & Laboratory benefit; $50 per day x 2 days
  • Advanced Diagnostic
    • $350 x 1 per year
  • Accident Benefit
    • Accident Medical Expense: Up to $10,000 per year; $0 deductible
    • Accidental Death and Dismemberment: Up to $1000
  • Supplemental Inpatient Hospital
    • Hospital Admission Benefit; $1,000 per day x 1 day
    • In-Hospital Benefit; $1,000 per day x 5 days
    • Surgery Benefit; $1,500 per day x 1 day
    • ICU Benefit; $1,000 per day x 5 days
    • Anesthesia Benefit; $375 per day x 1 day

NON-INSURANCE BENEFIT(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$2.00

/ month

Member + Spouse

$30.00

/ month

Member + Children

$25.00

/ month

Family

$50.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)THE SERVICES DESCRIBED ARE NOT INSURANCE AND ARE NOT PROVIDED BY AN INSURANCE COMPANY.
HOORAY HEALTH OFFERS A VARIETY OF FIXED INDEMNITY, ACCIDENT AND HOSPITAL INDEMNITY POLICIES AS LIMITED BENEFIT PLANS AND THE USE OF THE TERMS “HEALTH COVERAGE”, “HEALTHCARE COVERAGE” ‘ HEALTH INSURANCE” OR “HEALTH BENEFITS” , OR ANY OTHER DESCRIPTIVE LANGUAGE, ARE NOT INTENDED TO AND DO NOT IMPLY OR CONVEY OTHERWISE.
Limited benefit plans are insurance products with reduced benefits and are not intended to be an alternative to or integrated with comprehensive coverage. Please see plan documents for further details. The Hooray Health plans listed above are summarized, full terms and conditions of coverage, including effective dates of coverage, benefits, limitations and exclusions, are set forth in the policy.
All Day Limits are per plan year
*Members $25 payment only applies to sickness visits performed at a Hooray Health’s in-network provider. No balance billing applies to covered services received at Hooray Health’s in-network retail clinic and urgent care centers.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party Administrator. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
***Out-of-Network provider visits are paid a maximum of up to $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of up to $175. Please see plan policy for details.
Pre Existing condition limitations may apply to the plan. Refer to the policy for specific details.

Hooray Health Plan Options - Zurich

Carrier: Zurich  |  Last update: 04/23/21  |  Approved Date: 09/17/21 Approved

HOORAY HEALTH

ADVANTAGE BASIC

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage Basic Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year
  • 2 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Outpatient Physician Office Visit
    • $100 x 2 per year
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 2 days
    • Diagnostic X-Ray: $50 per day x 2 days
  • InPatient Benefits 
    • $50 per day X 1 day
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription Program | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE PLUS

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinics and Urgent Care Centers with No Balance Billing*
  • Additional Physician Office Visits at First Health or Out-of-Network Providers
  • Additional Outpatient Physician Office Visits
  • Additional Coverage Diagnostic X-ray and Lab
  • Diagnostic Exam Benefit
  • Inpatient Hospital Benefits
    • Hospital Admission
    • Increased In-Hospital Benefit
    • Surgery Benefit
    • Anesthesia Benefit
Modal Title

Hooray Health Advantage Plus Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 Copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day; 3 per year
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 3 days
    • Diagnostic X-Ray; $50 per day x 2 days
    • Diagnostic Exam; $350 per day x 1 day
  • Inpatient Hospital
    • Hospital Admission: $750 per day x 1 day
    • In-Hospital Benefit; $750 per day x 5 days
    • Surgery Benefit; $750 per day x 1 day
    • Anesthesia Benefit; $150 per day x 1 day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE PREMIUM

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Inpatient Hospital Benefits
    • Hospital Admission
    • In-Hospital Benefit
    • Surgery Benefit
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)
Modal Title

Hooray Health Advantage Premium Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day; 3 per year
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 3 days
    • Diagnostic X-Ray benefit; $50 per day x 2 days
    • Diagnostic Exam; $350 per day x 1 day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $1,000 per day x 1 day
    • Hospital Confinement Benefit; $1,000 per day x 5 days
    • Surgery Benefit; $1,500 per day x 1 day
    • Anesthesia Benefit; $350 per day x 1 day

NON-INSURANCE BENEFIT(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE ULTRA

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic, Plus and Premium Plans, in addition to:
  •  Additional $25 Copay visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • Additional Physician Office Visits at First Health or Out of Network Providers
  • Additional Diagnostic Lab Benefits
  • Additional Inpatient Hospital Benefits
    • Hospital Admission
    • In-Hospital Benefit
    • Surgery Benefit
    • Anesthesia Benefit
Modal Title

Hooray Health Advantage Ultra Plan Details

INSURANCE BENEFITS

  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year
  • 4 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day; 4 per year
  • Imaging + Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 4 days
    • Diagnostic X-Ray benefit; $50 per day x 2 days
    • Diagnostic Exam; $350 per day x 1 day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Inpatient Hospital
    • Hospital Admission Benefit; $1,500 per day x 1 day
    • Hospital Confinement Benefit; $1,500 per day x 5 days
    • Surgery Benefit; $2,000 per day x 1 day
    • Anesthesia Benefit; $500 per day x 1 day

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.
Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

Hooray Health Plan Options - Zurich VPCP

Carrier: Zurich  |  Last update: —  |  Approved Date: Not Approved

HOORAY HEALTH

ADVANTAGE BASIC

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Virtual Visit (includes lab panel)
  • $0 Unlimited Virtual Primary Care & Urgent Care Visits
  • $0 Unlimited Virtual Behavioral Health Consults
  • $0 Dermatology Virtual Visits
  • $0 Psychologist/Psychiatrist Virtual Visits
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Indemnity Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
  • Unlimited Medical Concierge Access
Modal Title

Hooray Health Advantage Basic VPCP Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • $0 Virtual Visit Benefit (includes lab panel)
  • 2 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Outpatient Physician Office Visit
    • $100 x 2 per year
  • Virtual Care Visits
    • Virtual Urgent Care: $0 consult fee, unlimited visits
    • Virtual Primary Care: $0 visit fee for medical/behavioral VPC scheduled visit within 24 hrs
    • Virtual Dermatology Visit: $0 consult fee, 3 visits per year
    • Virtual Behavioral Health: $0 consult fee, unlimited visits
    • Virtual Psychologist/Psychiatrist: $0 consult fee, 3 visits per year, per family
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 2 days
    • Diagnostic X-Ray: $50 per day x 2 days
  • InPatient Benefits 
    • $50 per day X 30 days
  • Accident Benefit
    • Accident Medical Expense: Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $15,000 / $7,500 / $3,750

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Discount Prescription Program | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.

HOORAY HEALTH

ADVANTAGE PLUS

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 Copay Visits at Hooray Health Network Retail Clinics and Urgent Care Centers with No Balance Billing*
  • Additional Physician Office Visits at First Health or Out-of-Network Providers
  • Additional Outpatient Physician Office Visits
  • Additional Coverage Diagnostic X-ray and Lab
  • Diagnostic Exam Benefit
  • Inpatient Hospital Benefits
    • Hospital Admission
    • Increased In-Hospital Indemnity Benefit
    • Surgery Benefit
    • Anesthesia Benefit
Modal Title

Hooray Health Advantage Plus VPCP Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • $0 Virtual Visit Benefit (includes lab panel)
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 Copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    • Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day; 3 per year
  • Virtual Care Visits
    • Virtual Urgent Care: $0 consult fee, unlimited visits
    • Virtual Primary Care: $0 visit fee for medical/behavioral VPC scheduled visit within 24 hrs
    • Virtual Dermatology Visit: $0 consult fee, 3 visits per year
    • Virtual Behavioral Health: $0 consult fee, unlimited visits
    • Virtual Psychologist/Psychiatrist: $0 consult fee, 3 visits per year, per family
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 3 days
    • Diagnostic X-Ray; $50 per day x 3 days
    • Diagnostic Exam; $350 per day x 1 day
  • Inpatient Hospital
    • Hospital Admission: $750 per day x 1 day
    • In-Hospital Benefit; $750 per day x 30 days
    • Surgery Benefit; $750 per day x 1 day
    • Anesthesia Benefit; $150 per day x 1 day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $15,000 / $7,500 / $3,750

NON-INSURANCE BENEFITS(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.

HOORAY HEALTH

ADVANTAGE PREMIUM

$0.00 / month

That’s about $0.00 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Inpatient Hospital Benefits
    • Hospital Admission
    • In-Hospital Indemnity Benefit
    • Surgery Benefit
    • Anesthesia Benefit
  • Increased Accident Benefit (up to $10,000 in coverage)
Modal Title

Hooray Health Advantage Premium VPCP Plan Details

INSURANCE BENEFITS

  • Annual Wellness
    • $0 Virtual Visit Benefit (includes lab panel)
  • 3 Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day; 3 per year
  • Virtual Care Visits
    • Virtual Urgent Care: $0 consult fee, unlimited visits
    • Virtual Primary Care: $0 visit fee for medical/behavioral VPC scheduled visit within 24 hrs
    • Virtual Dermatology Visit: $0 consult fee, 3 visits per year
    • Virtual Behavioral Health: $0 consult fee, unlimited visits
    • Virtual Psychologist/Psychiatrist: $0 consult fee, 3 visits per year, per family
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day x 3 days
    • Diagnostic X-Ray benefit; $50 per day x 2 days
    • Diagnostic Exam; $350 per day x 1 day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $15,000 / $7,500 / $3,750
  • Inpatient Hospital
    • Hospital Admission Benefit; $1,000 per day x 1 day
    • Hospital Confinement Benefit; $1,000 per day x 30 days
    • Surgery Benefit; $1,500 per day x 1 day
    • Anesthesia Benefit; $350 per day x 1 day

NON-INSURANCE BENEFIT(2)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)Pricing includes 4% credit card processing fee
(2)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act.

Hooray Health Plan Options - MAX

Carrier: Zurich  |  Last update: 07/27/22  |  Approved Date: 

HOORAY HEALTH

ADVANTAGE MAX $5,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $5,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $75 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day
    • Diagnostic X-Ray benefit; $50 per day
    • Diagnostic Exam; $100 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $125 per day
    • Anesthesia Benefit; $75 per day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $100 per day
    • Hospital ICU Confinement Benefit; $100 per day
    • Mental Illness Confinement Benefit; $100 per day
    • Substance Abuse Confinement Benefit; $100 per day
    • Surgery Benefit (Maternity Included); $100 per day x 1 per year
    • Anesthesia Benefit; $75 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE MAX $15,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $15,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day
    • Diagnostic X-Ray benefit; $50 per day
    • Diagnostic Exam; $200 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $250 per day
    • Anesthesia Benefit; $100 per day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $250 per day
    • Hospital ICU Confinement Benefit; $250 per day
    • Mental Illness Confinement Benefit; $250 per day
    • Substance Abuse Confinement Benefit; $250 per day
    • Surgery Benefit (Maternity Included); $250 per day x 1 per year
    • Anesthesia Benefit; $150 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE MAX $30,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $30,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $50 per day
    • Diagnostic X-Ray benefit; $50 per day
    • Diagnostic Exam; $200 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $500 per day
    • Anesthesia Benefit; $200 per day
  • Accident Benefit
    • Up to $5,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $500 per day
    • Hospital ICU Confinement Benefit; $500 per day
    • Mental Illness Confinement Benefit; $500 per day
    • Substance Abuse Confinement Benefit; $500 per day
    • Surgery Benefit (Maternity Included); $500 per day x 1 per year
    • Anesthesia Benefit; $200 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE MAX $45,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $45,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $75 per day
    • Diagnostic X-Ray benefit; $75 per day
    • Diagnostic Exam; $350 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $750 per day
    • Anesthesia Benefit; $200 per day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $750 per day
    • Hospital Indemnity Benefit; $750 per day
    • Hospital ICU Confinement Benefit; $750 per day
    • Mental Illness Confinement Benefit; $500 per day
    • Substance Abuse Confinement Benefit; $500 per day
    • Surgery Benefit (Maternity Included); $750 per day x 1 per year
    • Anesthesia Benefit; $200 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE MAX $60,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $60,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $75 per day
    • Diagnostic X-Ray benefit; $75 per day
    • Diagnostic Exam; $350 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $1,500 per day
    • Anesthesia Benefit; $350 per day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $1,000 per day
    • Hospital Indemnity Benefit; $1,000 per day
    • Hospital ICU Confinement Benefit; $1,000 per day
    • Mental Illness Confinement Benefit; $500 per day
    • Substance Abuse Confinement Benefit; $500 per day
    • Surgery Benefit (Maternity Included); $1,500 per day x 1 per year
    • Anesthesia Benefit; $350 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

HOORAY HEALTH

ADVANTAGE MAX $90,000

$0.00 / month

That’s about $0.00 / week!
Highlights
  • $25 Copay Visits at Hooray Health Network Retail Clinic and Urgent Care Centers with No Balance Billing*
  • $0 Telemedicine consults 24/7
  • $0 Unlimited Medical Concierge Access
  • Physician Office Visit at First Health or Out of Network Provider
  • Outpatient Physician Office Visits
  • Annual Wellness Visit
  • Diagnostic X-ray and Lab Coverage
  • In-Hospital Benefit
  • Accident Benefit (up to $5,000 in coverage)
  • Accident Medical Expense (Per Accident)
  • Accidental Death
  • Discount Prescriptions
  • Discount Radiology
Modal Title

Hooray Health Advantage MAX $90,000 Plan Details

INSURANCE BENEFITS

  • Retail Clinic & Urgent Care Visits*
    • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; only $25 copay
    • First Health Network** or Out-of-Network Provider; Plan pays $175
    • Physician Visit with Out-of-Network Provider***; Plan pays $175
  • Physician Office Visits
    •  Outpatient Doctor Visit (First Health Provider Network or Out-of-Network Provider); $100 per day
  • Imaging & Laboratory Test
    • Diagnostic Laboratory benefit; $100 per day
    • Diagnostic X-Ray benefit; $100 per day
    • Diagnostic Exam; $350 per day
  • Outpatient Surgery Benefits
    • ASC or Hospital Benefit; $2,000 per day
    • Anesthesia Benefit; $500 per day
  • Accident Benefit
    • Up to $10,000 per year; $0 deductible
  • Accidental Death Coverage
    • Principal Sum: $1,000
  • Inpatient Hospital
    • Hospital Admission Benefit; $1,500 per day
    • Hospital Indemnity Benefit; $1,500 per day
    • Hospital ICU Confinement Benefit; $1,500 per day
    • Mental Illness Confinement Benefit; $500 per day
    • Substance Abuse Confinement Benefit; $500 per day
    • Surgery Benefit (Maternity Included); $2,000 per day x 1 per year
    • Anesthesia Benefit; $500 per day x 1 per year
  • Annual Wellness or Athletic Physical
    • Benefit pays $180; 1 per year

NON-INSURANCE BENEFIT(1)

  • Hooray Health Medical Concierge
    • 24/7/365 medical triage; unlimited calls
  • Telemedicine | Lyric Powered by MyTelemedicine
    • $0 consult; unlimited visits
  • Discount Prescription | Scriptsave WellRx
    • Unlimited prescription discounts
  • Discount Radiology | Green Imaging

MEMBER MONTHLY RATES

Member Only

$0.00

/ month

Member + Spouse

$0.00

/ month

Member + Children

$0.00

/ month

Family

$0.00

/ month

(1)The services described are not insurance and are not provided by Zurich American Insurance Company.
* There is a $25 copay only for sickness visits performed at a Hooray Health’s in-network provider. Copay does not apply to wellness benefit.
**First Health Network contracted providers can be found at hoorayhealthcare.com/FHN. Discounted rates will be applied after services are rendered at physician’s office through the Third Party
Administrator. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
***Out-of-Network provider visits are paid $175 per the plan policy. Member will be responsible for any payment balance above the plan payment of $175. Please see plan policy for details.
Pre-existing condition limitations: 12 month treatment period/12 month limitation period. The insurance company will not pay for inpatient & outpatient benefits for any pre-existing condition. A pre-existing condition is a condition for which medical treatment was rendered or recommended by a Doctor within 12 months prior to a Covered Person’s Individual Effective Date. A condition shall no longer be considered a Pre-Existing Condition after the date a person has been covered under this policy for 12 consecutive months. There is a 10 month pregnancy limitation period.
Enrollment Ages for the standard Advantage plan is age range 18-85. For association business for the Advantage plan, the age range is 18-64
The Insurance benefits described above are underwritten by Zurich American Insurance Company, 1299 Zurich Way, Schaumburg, IL 60196, 1-800-987-3373. This document provides a general description of certain provisions and features of this insurance program and does not revise or amend the applicable policies. In the event of a discrepancy between this document and your certificate of insurance or the group policy, the terms of the group policy shall apply. All benefits are subject to the terms and conditions of the group policy. Please refer to your Certificate of Insurance for a detailed description of the insurance coverage, including the exclusions, limitations, reductions and termination.
Coverage may not be available in all states or certain terms, conditions and exclusions may be different where required by state law. This insurance provides limited benefits. Limited benefits plans are insurance products with reduced benefits and are not intended to be an alternative, it is intended to help supplement Comprehensive coverage. This insurance does not provide major medical or comprehensive medical coverage and is not designed to replace major medical insurance. Further, this insurance is not minimum essential benefits as set forth under the Patient Protection and Affordable Care Act. Hooray Health Plans provide limited essential accident and sickness coverage and are not a substitute for major medical insurance.

Deductible Relief Plan Options - NGL

Carrier: National Guardian Life  |  Last update: 03/01/21  |  Approved Date: Not Approved

HOORAY HEALTH

BASIC

$2.00 / month

That’s only $1.25 / week!
Highlights
  • $25 copay at Hooray Health network urgent care and retail clinic visits with no balance billing
  • Annual Wellness visit
  • Diagnostic X-ray and Lab coverage
  • In-Hospital Indemnity Benefit
  • Outpatient Accident Benefit (up to $5,000 in coverage)
  • Accident Death & Dismemberment

DRP Basic Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $25 per day x 2 days
  • In-Hospital Indemnity Benefit; Plan Pays $100 per day
  • Up to $5,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$2.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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HOORAY HEALTH

PLUS

$3.00 / month

That’s only $1.25 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 copay visits at Hooray Health Network Urgent care and retail clinics with no balance billing
  • Additional Coverage Diagnostic X-ray and Lab
  • Advanced Diagnostic Test Indemnity Benefit

DRP Plus Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $50 per day – 2 yr
  • Advanced Diagnostic Test Indemnity Benefit; $350 – 1 yr
  • In-Hospital Indemnity Benefit; Plan Pays $100 per day
  • Up to $5,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$3.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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HOORAY HEALTH

PREMIUM

$4.00 / month

That’s only $1.25 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Retail Clinic/Urgent Care Visits (only $25 per visit with no balance billing in Hooray Health network)
  • Inpatient Benefits
    • Hospital Admission
    • In-Hospital Confinement
    • Surgery Benefit
    • Intensive Care Unit (ICU) Indemnity
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)

DRP Premium Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $50 per day – 2 yr
  • Advanced Diagnostic Test Indemnity Benefit; $350 – 1 yr
  • Hospital Admission Benefit; $1,000 per day x 1 yr
  • In-Hospital Indemnity Benefit; $1,000 per day x 5 yr
  • Surgery Benefit (Maternity Included); $1,500 per day x 1 yr
  • ICU Benefit; $1,000 per day x 5 yr
  • Anesthesia Benefit; $375 per day x 1 yr
  • Up to $10,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$4.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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DRP Plan Options - CHUBB

Carrier: CHUBB  |  Last update: 03/01/21  |  Approved Date: Not Approved

HOORAY HEALTH

BASIC

$2.00 / month

That’s only $1.25 / week!
Highlights
  • $25 copay at Hooray Health network urgent care and retail clinic visits with no balance billing
  • Annual Wellness visit
  • Diagnostic X-ray and Lab coverage
  • In-Hospital Indemnity Benefit
  • Outpatient Accident Benefit (up to $5,000 in coverage)
  • Accident Death & Dismemberment

DRP Basic Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $25 per day x 2 days
  • In-Hospital Indemnity Benefit; Plan Pays $100 per day
  • Up to $5,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$2.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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HOORAY HEALTH

PLUS

$3.00 / month

That’s only $1.25 / week!
Everything you get with the Basic Plan, in addition to:
  • Additional $25 copay visits at Hooray Health Network Urgent care and retail clinics with no balance billing
  • Additional Coverage Diagnostic X-ray and Lab
  • Advanced Diagnostic Test Indemnity Benefit

DRP Plus Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $50 per day – 2 yr
  • Advanced Diagnostic Test Indemnity Benefit; $350 – 1 yr
  • In-Hospital Indemnity Benefit; Plan Pays $100 per day
  • Up to $5,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$3.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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HOORAY HEALTH

PREMIUM

$4.00 / month

That’s only $1.25 / week!
Everything you get with the Basic & Plus Plan, in addition to:
  • Additional Retail Clinic/Urgent Care Visits (only $25 per visit with no balance billing in Hooray Health network)
  • Inpatient Benefits
    • Hospital Admission
    • In-Hospital Confinement
    • Surgery Benefit
    • Intensive Care Unit (ICU) Indemnity
    • Anesthesia Benefit
  • Increased Accident Benefits (up to $10,000 in coverage)

DRP Premium Plan Details

INSURANCE COVERAGE
  • Benefit pays $150; 1 per year
  • Hooray Health Network includes visit + In-House lab test, X-Rays, etc.; $25 copay only*
  • First Health Network or Out-of-Network Provider**; Plan pays up to $175
  • Physician Visit with Out-of-Network Provider***; Plan pays up to $175
  • Diagnostic X-Ray & Laboratory benefit; $50 per day – 2 yr
  • Advanced Diagnostic Test Indemnity Benefit; $350 – 1 yr
  • Hospital Admission Benefit; $1,000 per day x 1 yr
  • In-Hospital Indemnity Benefit; $1,000 per day x 5 yr
  • Surgery Benefit (Maternity Included); $1,500 per day x 1 yr
  • ICU Benefit; $1,000 per day x 5 yr
  • Anesthesia Benefit; $375 per day x 1 yr
  • Up to $10,000 per year; $0 deductible
  • Accident Death & Dismemberment; Up to $1,000 per year
NON-INSURANCE COVERAGE
  • 24/7/365 medical triage; unlimited calls
  • $0 consult; unlimited visits
  • Unlimited prescription discounts

MEMBER MONTHLY RATES

Member Only

$4.00

/ month

Member + Spouse

$10.00

/ month

Member + Children

$20.00

/ month

Family

$30.00

/ month


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